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Planning for the succession of a business is one of the most overlooked aspects of business planning. Your business needs a plan for every situation you could encounter in your future. Succession Planning and Dissolution Every successful business owner has to deal with the subject of succession planning sooner or later. Who will take the reins when you leave? In business succession planning, time is either your ally or your enemy. You can spend time planning for succession during your active business lifetime, or postpone planning and wait until the more chaotic, uncertain, and expensive succession planning that typically occurs after a life-changing event or post-mortem when the choice is no longer yours. Think that succession planning is just a matter of selling your business? Think again. Finding a willing and able buyer for any business is rarely just a matter of hanging up a "for sale" sign. Our attorneys have worked with a wide range of businesses, including family-owned enterprises, to plan for succession or sale. We can help you strategically position your business to maximize its value and ensure a smooth transition during ownership changes. Local businesses sold to national retailers Joint ventures and real estate acquisitions for commercial properties Sales involving co-branding arrangements Business sales with complex contracts and real estate Purchases of bars and restaurants Transactions involving national franchises Partner buy-outs and subsequent business sales Business and real estate sales following litigation settlements

Rebecca A. Kuna Associate Attorney Rebecca was admitted to practice law in Pennsylvania in 2000 after graduating from Duquesne University School of Law. She joined Fiffik Law Group in 2020 after practicing law representing the interests of individuals and businesses in private law firms and as associate general counsel to a major Pittsburgh corporation with sales in excess of $500 million annually and more than 250 employees. She also operated her own legal practice in Imperial, PA for 5 years before joining Fiffik Law Group. Rebecca provides legal counsel for her clients in matters involving Social Security Disability, Consumer Bankruptcy, Civil Litigation, Consumer Finance, and Collection. While Rebecca has dedicated many years to the legal field, outside of the industry, she enjoys spending time with her family including three children and three dogs. BAR ADMISSIONS & EDUCATION Pennsylvania Bar, 2000 Western District of Pennsylvania, 2000 Washington & Jefferson College, B.S. Duquesne University School of Law, J.D. AREAS OF PRACTICE Social Security Disability, Consumer Bankruptcy, Civil Litigation, Consumer Finance, Collection

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WRONGFUL DEATH If you have lost a loved one due to the negligence of others, the attorneys at Fiffik Law Group can help your family pursue a wrongful death action against those responsible. Wrongful death lawsuits allow families to hold people or businesses accountable for their negligent or careless actions. These suits are often filed by a person’s estate as part of a catastrophic personal injury case where the defendant has died, including automobile accidents, drunk driving accidents, commercial truck accidents and medical malpractice cases. These suits can also be brought independently after the underlying suit has concluded. Many families have conflicts over the distribution of assets when settling the estate, and these battles can prevent them from being able to file a wrongful death action in time. Wrongful death claims have a two-year statute of limitations that begins with the death of your loved one. If the claim is against a city or county, this period of time is even shorter and comes with additional limitations. Our attorneys have extensive experience representing clients in wrongful death suits, and they have the knowledge and ability to help your family recover the damages they deserve. Contact Our Personal Injury Attorney(s) Matthew Bole CALL US

Fiffik Law Group, PC has been serving the Pennsylvania area since 1980 with measurable success. We pride ourselves on a history of excellence, ensuring only the highest quality service. About Our Firm We empower individuals and businesses to take control of their future through strategic legal counsel. We guide our clients in making informed decisions that align with their values and goals. We believe that if you don't act for yourself, someone else will, and it might not reflect your intentions or be in your best interest. By providing personalized and comprehensive legal services, we ensure that our clients' legacies, businesses, and real estate transactions are thoughtfully structured to meet their unique needs, fostering peace of mind and security for generations to come. Meet Our Team MEET OUR ATTORNEYS MEET OUR STAFF JOIN OUR TEAM

Are you facing a custody dispute? Fiffik Law Group, PC child custody attorneys can help protect the best interests of you and your child. We have the experience and dedication that get results. Child Custody and Support Issues surrounding children — custody and support in particular — can be some of the most contentious elements in a divorce, but it serves your children best if you can work things out. We’ll help you understand things like how child support is calculated and how judges make decisions about parenting time. We'll also help you prepare for your hearing, conduct yourself during the hearing, and work together with the other parent to achieve the best possible arrangement for you and your children. Child Custody Experience We have effectively represented hundreds of clients in actions involving both contested and amicable child custody cases. Our child custody attorneys understand these cases are often highly emotional and can be profoundly consequential to our clients and their children. Our attorneys ensure that each client understands the strengths and weaknesses of their particular case so they can make the best parental custody decision for themselves and their families. During the last three decades, our custody attorneys have represented hundreds of clients in cases involving: Visitation Custody Shared Custody Supervised Visitation Relocation to Different County or State Allegations of Child Abuse and Neglect Paternity Special Needs Children Grandparent Visitation Non-Parent Visitation If you are thinking about filing a divorce, parenting plan modification, non-parental custody action, paternity case, or other family law action involving child custody, we invite you to contact our firm for a consultation appointment with a custody attorney. To get you started with the process, you can download and send in our child custody questionnaire below. CHILD CUSTODY QUESTIONNAIRE To learn more about how to file for custody, what to do to prepare for court hearings, how the court makes custody decisions, and more, download our Pennsylvania Child Custody Guide. CHILD CUSTODY GUIDE Experience & Ex. Calculating Child Support in Pennsylvania Child support in Pennsylvania is calculated by a mathematical formula set forth in the law, although the court may deviate from the formula based on special circumstances. There are four main factors that affect the amount of child support payable in Pennsylvania: The physical custody schedule of the child(ren) The number of children covered by the support order The monthly after-tax income of each party Certain additional expenses the parties may incur for the care of the child(ren) To calculate child support, first, determine the combined monthly net income of both parents and use that figure to determine each parent's percent contribution to the combined monthly income. Take that percentage, use the Pennsylvania Basic Child Support Obligation Guidelines to find the applicable Basic Child Support Obligation based on the number of children subject to the order. Then, multiply the Basic Child Support Obligation by the obligor's percentage of the combined monthly income to determine the preliminary monthly basic child support obligation. For example, if the father (obligor) has a monthly net income of $5,000 and the mother (obligee) has a monthly net income of $3,000, the combined monthly net income of both parents is $8,000 ($5,000 + $3,000 = $8,000). The percentage of each parent’s contribution to the combined monthly income would then be 58% for the father ($5,000 / $8,000 = 58%) and 42% for the mother ($3,000 / $8,000 = 42%). In our example, we will assume that this couple has two children, which means that the Basic Child Support Obligation would be $1,795. To determine how much the obligor parent is required to pay in child support to the obligee parent, multiply the Basic Child Support Obligation ($1,795) by the obligor’s percentage of the combined income. In our example, the father is the obligor, so the Basic Child Support Obligation is multiplied by the father’s percentage of the combined income ($1,795 x .58 = $1,041.10). You can use this tool from the Pennsylvania Child Support Program to help estimate child support.

Cost of Nursing Home Care The world's population is aging at a faster rate than ever before and people are living longer year after year. So, now more than ever, it's extremely important to ensure our elderly population receives the medical or living care they require. However, that care can be expensive, and often not all expenses will be covered by medical government programs. If you or a loved one are considering lone-term care, it will prove very helpful to speak with someone who can help you understand your financial situation in the matter. Read more below to see how we can help you. Planning for Long Term Care The world’s population is aging at a faster rate than ever before and people are living longer. Every day until 2030, over 10,000 Baby Boomers will turn 65, and 7 out of 10 of them will require long-term care in their lifetime. Here are some statistics (all are "on average") you should consider: Someone turning age 65 today has almost a 70% chance of needing some type of long-term care services and supports in their remaining years Women need care longer (3.7 years) than men (2.2 years) One-third of today's 65 year-olds may never need long-term care support, but 20 percent will need it for longer than 5 years According to the Genworth Financial Cost of Care 2020 Survey , the average monthly cost of a one-bedroom unit in a Pennsylvania personal care residence or assisted living residence is $4,550. For a private room in a skilled nursing facility, the median monthly cost is $11,268. If you are looking for care for yourself or a loved one, you must understand how you are going to pay for it. Many people believe – wrongly – that Medicare, Social Security or Medicaid will pay for their long-term care needs. Medicare will pay for long-term care only if you require “skilled” services, meaning a short stay in a skilled nursing facility, hospice care, or the costs associated with home health care. Even then, they’ll only cover these costs for a maximum of 100 days. Since the majority of long-term care is non-skilled assistance (helping with eating, moving around, bathing, etc.), it may be safe to assume that Medicare will not cover your long-term care needs. And if you do meet their requirements, once that 100-day window closes, you’re on your own for 100% of the costs incurred. What is Medicaid for Nursing Homes? Medicaid is a federal program for people with low income and few assets. It is a significant source of long-term care coverage for aged persons living in nursing homes in the United States. Medicaid is administered by each individual state in accordance with guidelines created by the federal government. Pennsylvania’s Medicaid program covers children, pregnant women, parents, seniors, and individuals with disabilities, as well as other adults who are eligible for federally assisted income maintenance payments. The Affordable Care Act (ACA) extended Medicaid eligibility to non-elderly adults with incomes at or below 133 percent of the federal poverty limit (FPL) —during 2022, that is $36,990 for a family of four.  States that choose to participate in this expansion receive enhanced federal matching payments. Pennsylvania opted to expand its Medicaid coverage during 2015. Medicaid is paid by both the state and federal governments. The federal government matches a state’s Medicaid spending at a rate that varies based on a formula that determines each state’s financial stability. This match allows states to expand other programs and respond to changes they face, whether it be population shifts, economic change, crisis and disaster, or public health emergencies. Medicaid accounts for almost 10% of federal spending and is often the second largest item in state budgets after education. The federal funds receive by the state are the highest line item on the individual state’s budget. While 78% of Medicaid funds are spent on the care of elderly and people with disabilities, this group only comprises about 30% of the beneficiaries of the Medicaid programs. Medicaid is a signficant payer for long-term care services in institutions including nursing homes. Note that in order to received Medicaid funds for its residents, a nursing home must be licensed for Medicaid. Not all nursing homes are so licensed. If you are considering a nursing home for a loved one who may be eligible for Medicaid benefits, you should check to see if the nursing home is licensed for Medicaid. Regardless of how the money is spent, Medicaid is a lower cost than private insurance due to the set payment rates to providers. Due to Medicaid accounting for around 20% of health care spending, the program is able to enter into agreements with the providers for a cost much lower than private insurance pays. As of February 2021, approximately 3.1 million people were enrolled in Medicaid in Pennsylvania. Medicaid covers 1 in 6 adults, 1 in 3 children, and 2 in 3 nursing home residents in Pennsylvania. Pennsylvania’s Medicaid program has spent upwards of 30 BILLION dollars on health care services and, following the country’s model, the majority of these expenses are in long-term or managed care. Apply for state medical assistance learn more about your financing ability

Our experienced Pennsylvania personal injury attorneys will fight for you until justice is served. If you've been injured or a loved one was hurt in an accident, we can fight for your justice and compensation. Personal Injury Fiffik Law Group, PC has helped thousands of clients suffering from personal injuries get the results that they deserve. No matter what problems you have, you can put your trust in us to get the job done. Our experienced attorneys also handle all insurance-related matters that arise when handling personal injury and auto accident cases. Our attorneys strive to protect our clients’ best interests at all times. Auto Accident Learn More Nursing Home Neglect Learn More Wrongful Death Learn More Mass Torts Learn More Do PA Nursing Homes and In-Home Care Agencies Conduct Background Checks on Staff? Fiffik Law Group, PC Oct 13 4 min read Falls in Nursing Homes: Understanding the Risks, Prevention, and Legal Rights Fiffik Law Group, PC Jul 10 3 min read Hit by an Uninsured Driver in PA? Don't Panic! Here's What You Need to Do. Fiffik Law Group, PC May 20 4 min read Protecting Your Family with Auto Insurance: A Comprehensive Guide Fiffik Law Group, PC Jan 15 5 min read Depo-Provera (Birth Control Shot) Lawsuits Fiffik Law Group, PC Oct 23, 2024 2 min read

The Start-Up phase of a business journey is vital to the future success of the business. Our experienced business law attorneys assist clients with matters involving planning, key financial decisions, and legal processes. Business Start Up Have you dreamed of being your own boss for many years, but don't know where to start? Do you want to know more about owning a business and find yourself asking questions like: How do I turn my idea into a successful business? What are the different types of business organization structures? What kind of forms and licenses do I need to get started? Where can I find financing and loans? What is a business plan and how do I prepare one? Business Subscription Legal Plans Our subscription plans are designed for entrepreneurs from start-up to millions in annual revenue who are ready to add strategic, guided legal support focused on brand and business development. LEARN MORE LLC Frequently Asked Questions The Basics LLC Formation Process Benefits of an LLC LLCs and Taxes Your LLC Has Been Formed What is an LLC? A limited liability company is a business structure that provides limited protection for its members against most debts or liabilities of the company. What is a member? A member is an owner of the LLC. How do I Pick a Name for my LLC? There are a variety of factors to consider when selecting a name. The Corporations Bureau will not approve your name if it is exactly the same or confusingly similar to an existing registered business. You’ll also want to avoid selecting a name that another business outside of Pennsylvania uses or that is subject to an existing registered Trademark. We suggest conducting a name search with the Corporations Bureau first. You should also do an online search for other businesses with a very similar name. You should also have a url (i.e. website address) for your business in mind. You should search the various website registration providers to see whether your name is available for registration. Some names are so long, they are not easily used for a website address or email address. What’s the Difference Between a Corporation and LLC? Both types of entities have the significant legal advantage of helping to protect assets from creditors and providing an extra layer of protection against legal liability. In general, the creation and management of an LLC is much easier and more flexible than that of a corporation. A corporation is also more expensive to form because you are required to advertise its formation, which typically costs several hundred dollars. There is no advertising requirement for LLCs.

Filing divorce in Pennsylvania? Our experienced family law attorneys have successfully guided thousands of clients through the divorce process. Divorce & Equitable Distribution People grow apart, communication breaks down, affairs happen, financial stress mounts, and disagreements escalate to non-stop fighting - and then the search for competent and professional legal counsel begins. How do you make your decision? Read more below to help you make your decision. Divorce Guidebook Divorce Questionnaire These are a few situations and emotions our clients commonly deal with. Do any of them sound familiar? “I'm tired of the drama, living on autopilot and just trying to keep it together every day. I'm ready for a fresh start and a new chapter. I know it’s time.” “We had a lifestyle that included a nice home, newer cars, a vacation house, and club memberships. How are we going to divide everything and be okay? It's overwhelming trying to ensure I'm taken care of financially during this transition.” “I’ve had it with the emotional abuse. I’ve put up with it a long time, but I finally hit my limit.” “I've worked hard for what I have, and I don't want to lose it all. I need an attorney to ensure my needs are taken care of and that I'm not taken advantage of. "I love my husband, but I can’t deal with his drinking any longer. It’s torn our family apart and taken too much of a toll on me financially and physically. I need to start a new life.” At Fiffik Law Group, we understand the hurt and pain our clients experience in the midst of these tough situations, so we believe our dedication to top-level customer service makes the transition just a little easier. We want to make sure you are able to begin your new life financially secure and as quickly as possible. If you aren't ready to talk yet, please download our Divorce Guidebook. It will help you identify the things you should consider before proceeding with a divorce. Or if you would simply like to learn a little more about divorce in Pennsylvania, please click through the many articles on our website. If you’re ready to talk about divorce, the experienced divorce lawyers at Fiffik Law Group offer the knowledge and expertise that you deserve. You can trust us to represent your interests and protect your rights. For over 40 years, our law firm has successfully handled thousands of divorce cases including child custody, child support, spousal support, alimony, domestic violence, and more. Our divorce lawyers have represented clients throughout Pennsylvania. Fiffik Law Group divorce lawyers are seasoned professionals who can answer your questions, inform and guide you through the process, help you formulate goals, set realistic expectations, provide you with options, formulate a case strategy, negotiate from a position of strength, and ultimately be prepared to litigate if reasonable agreements cannot be reached. During the last three decades, our divorce attorneys have represented hundreds of clients in divorce actions, including cases involving: Spousal Support Alimony Exclusive Possession of Marital Residence Protection from Abuse No-Fault Divorce Property Distribution Complex Financial Issues including: Closely Held Businesses Tax Issues Stock Options Profit-Sharing Plans Real Estate Investment and Partnerships Executive Compensation Plans Pension Evaluations Qualified Domestic Relations Orders Visitation Rights Child Custody Child Support Adoption Get Started With Your Divorce Today We know how difficult this process can be with an overwhelming amount of confusion surrounding the proceedings that will soon take place. Our goal is to help you enter this situation as prepared and level-headed as possible. Our hope is that our resources below will assist you in doing that. Download our Divorce Guidebook - this will help you collect all of the necessary important information you should have at the ready throughout this process. DIVORCE GUIDEBOOK If you're ready to get started with your divorce, download our divorce questionnaire. This is the first step to getting help from a family law attorney. Fill out the form, and contact our offices today. You'll send your questionnaire here when you're ready. DIVORCE QUESTIONNAIRE

Managing Partner Michael E. Fiffik Michael is the managing member at Fiffik Law Group, PC in Pittsburgh, Pennsylvania. Mike counsels businesses in all stages of their lifecycles from conception, formation, growth, maturity, expansion, and exit. His clients operate a diverse range of ventures including commercial real estate, restaurants, and entertainment venues, medical practices, medical service providers, dental practices, accounting practices, retail stores, construction firms, trucking companies, crane operators, childcare providers, and various franchises. He has substantial experience facilitating financial transactions including venture investments, acquisitions and sales of privately held companies, strategic alliances, secured lending arrangements, restructuring, corporate governance, and employment issues. A significant portion of his time is devoted to representing landlords and tenants, borrowers, purchasers and sellers, developers and investors, limited partnerships, managers, and owners in a wide variety of commercial estate matters. Michael received his law degree from the University of Pittsburgh in 1992 and his undergraduate degree from Penn State University (Go Lions!). He was selected as a Pennsylvania Super Lawyer for 2011-2024 in the areas of business, corporate, and real estate law and is AV Peer Review Rated by Martindale-Hubbell in corporate law, litigation and business law. He is an active member of the Pennsylvania and Allegheny County Bar Associations. Michael is a regular presenter at Pennsylvania Continuing Legal Education courses on subjects including business formation and real estate matters. Michael makes regular appearances to speak on the topic of Group Legal Plans and how they are changing the delivery of legal services in our country. He has been quoted in press releases from Pre-Paid Legal Services, Inc. and articles appearing in the Oklahoma Journal-Record, Pittsburgh Tribune-Review, and the Pittsburgh Post-Gazette. He is a two-time recipient of the Leadership Award for excellence in management and providing services to their members of LegalShield. He serves on several Boards of Directors for Concordia Lutheran Ministries, Concordia Foundation, and Concordia Lutheran Ministries of Pittsburgh from 2004 – present; is a member of the Lutheran Law League, serves as Chairman of the Ohio/Western Pennsylvania Thrivent Member Network Board of Directors, participates as a Pro-Bono attorney for Neighborhood Legal Services representing clients with Petitions for Protection from Abuse; and is on the Neighborhood Legal Services reduced-fee panel of attorneys handling domestic and bankruptcy cases and is a Volunteer Attorney for Legal Resources for Women – YWCA of Greater Pittsburgh. BAR ADMISSIONS & EDUCATION Pennsylvania, 1992 Federal District Court, Western Pennsylvania 1992 J.D. University of Pittsburgh, 1992 B.A. Pennsylvania State University, 1989 AREAS OF PRACTICE Business and Corporate Law , Commercial Transactions , Commercial and General Litigation, Real Estate , Workers Compensation , Employment Law, Estate Planning and Estate Administration

Marsha K. Maietta Associate Attorney Marsha was admitted to practice law in 1982, Her practice is focused on the areas of Family Law, Estates and Trusts, and Bankruptcy. She has been an associate with Fiffik Law Group, PC since 2007. Marsha received her J.D. from Duquesne University in 1982, and her B.A. from Allegheny College in 1979. She is a member of the Allegheny County Bar Association. Marsha is affiliated with a number of groups which include, The Dickens Fellowship, The Fifth Northumberland Fusiliers, and The Dante Society. She also received the Pro Bono Service Recognition from the ACBA. BAR ADMISSIONS & EDUCATION Pennsylvania, 1982 Federal District Court, Western Pennsylvania 1982 J.D. Duquesne University, 1982 B.A. Allegheny College, 1979 AREAS OF PRACTICE Family Law, Estates and Trusts, Bankruptcy.